Sunday, December 1, 2013

Utilization of Health Insurance in India and Impacts on Home PD
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Abstract:
With the liberalization and entry of private insurance companies, the Indian health care insurance sector has started showing signs of significant changes. However, there is a huge up tapped demand for health insurance. Insurance companies have a pivotal role in offering in offering insurance products which meet the requirements of the people and at the same time are affordable. some of the Challenges faced by the insurance sector pertain to the unmet demand, competition in the sector, product innovation, delivery and distribution systems, use of technology, and regulation. No health insurer has come forward so far to establish wide spread operations in India. Therefore, life and general insurance companies are allowed to transact health insurance business. But, they are cautious in their approach primarily because of weaknesses in the infrastructure of health sector and lack of reliable data. In this article, we discuss how the government and private health insurance sector can support chronic peritoneal dialysis in India.